Coverage
We're independent, so we're not limited to one company's shelf. Here's the shape of what we write — tell us your situation and we'll tell you honestly whether we're the right fit.
April's note to the agency: every word on this page is placeholder text written to show the layout. You tell me the lines you write, the carriers you're appointed with, and how you want it said — and nothing here goes live until you've read it and approved it. I don't write claims about coverage; that's your license, not mine.
Personal
Cars, trucks, and the newly licensed driver who just changed your premium. We'll look at what you're carrying now and tell you where the gaps are.
Homeowners, renters, condo, and landlord policies. Bring your declarations page and we'll go through it line by line.
Term and permanent options, sized around what your household would actually need if your income stopped. No scare tactics.
An extra layer of liability sitting on top of the policies you already have — usually cheaper than people expect.
Commercial
The coverage most contracts and landlords ask you to carry before you can start work.
The building, the equipment, and the inventory that the business can't reopen without.
Work trucks and vehicles used for the business — which a personal auto policy usually won't cover.
Workers' comp, professional liability, bonds — list here whatever you actually write, and we'll cut the rest.
Carriers
This is where your carrier logos go — once you've confirmed you have written permission from each one to display their mark. That permission is worth checking before launch; most carriers have brand rules about it.
Carrier logo
Carrier logo
Carrier logo
Questions we get a lot
Nothing extra to work with us. We're paid by the carrier when a policy is written, the same way a captive agent is.
Your current declarations page if you have one, and a rough idea of what you're insuring. If you don't have either, call anyway.
No. Plenty of people call, get a number, and stay where they are. That's a fine outcome and we'll still take your call next year.
The carrier pays the claim, but you call us first and we help you through it. [Confirm how your office handles claims support.]
That's most people. Tell us what you've got and what you're worried about, and we'll start there.
Ask us a question